Buying a home? You may be able to lower your costs.

If you're thinking of buying a home, you may be able to lower your up-front costs by searching for down payment assistance and closing cost savings programs that can help make buying a home more affordable.Footnote 1 These programs may offer down payment help, reduce the amount of cash needed to close or provide monthly payment assistance.

See what may be available in your area.

Property Information

Enter the Street Address and Zip Code of a specific property
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Start typing in the General Search field and pick a neighborhood, city or county from the menu.

Is this a Multi-Family Home?    
Is the property in foreclosure?  

Household Information

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  Learn more about why we ask for household income. layer  
Are you (or a co-borrower) a veteran?
Are you (or a co-borrower) American Indian?

Additional Information

Please enter a location on the Property Information panel.

Are you (or a co-borrower currently employed as:         Learn more about eligibility based on your profession. layer
Are you (or a co-borrower or dependent household member) a person with a disability?   Learn more about eligibile disabilities. layer
Are you (or a co-borrower) a member of the Army or Air National Guard?
Are you the surviving spouse of a military serviceman or servicewoman or public protector?
Are you purchasing an energy efficient or visitable home that is certified to meet the Energy Star® Easy Living™ or EarthCraft House™ program requirements?   Learn more about the EV program. layer
Powered by Down Payment Resource

The Bank of America Down Payment Resource Center is managed by Workforce Resource LLC and Bank of America. Program information and program eligibility requirements are determined and provided by Workforce Resource LLC and other third party providers. Bank of America does not determine the eligibility requirements for any down payment assistance programs and does not determine any consumer’s eligibility for specific programs.

Footnote 1 This tool is designed as a resource for potential borrowers and is not a commitment to lend or verification of prequalification or approval in any down payment and/or closing cost assistance program or loan program. Results are for discussion purposes only and are based on information you provided. Accuracy is not guaranteed and products and programs may not be available for your situation. Bank of America does not recommend and/or endorse any program. There may be other programs available that are not listed in this tool. Programs and guidelines are subject to change without notice.

Disclaimer
This is not an application for homeownership programs, mortgage loans or other financing. Results are informational only and do not imply any warranty or guarantee of funding availability or borrower eligibility. Availability and eligibility requirements of any program are subject to change and are determined by the program administrator.

Down payment and/or closing cost assistance programs may not be available in your area. Down payment and/or closing cost assistance amount may be due upon sale, refinance, transfer, or repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest, and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. Sales price restrictions and income requirements may apply. Homebuyer education may be required. Owner-occupied properties only. Maximum loan amounts may apply.

Down Payment Resource Center is operated by Workforce Resource LLC.

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